Well: New Year’s Baby? You May Pay More

While medical conditions and encounters don’t care whether it’s 2013 or 2014, health insurance and subsidies generally play by the calendar year. Having a child early in the year presents some special challenges.

Source: http://well.blogs.nytimes.com/2013/10/24/new-years-baby-you-may-pay-more/?partner=rss&emc=rss

more information more info info example